Delays on implementing long-term care insurance consumer protections

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More than a year after Massachusetts passed legislation aimed at controlling the skyrocketing costs of long term care insurance, consumers are still waiting for state regulators to draft and implement the specific rules.

The state’s Division of Insurance last month announced that it was extending the time to write the rules to July 1, after passing the Oct. 31, 2013 deadline.

The move has puzzled some consumer groups who say that the delay has meant that Massachusetts residents are missing out on greater protections that the new law was designed to provide.

“It’s frustrating to consumers,” said Deborah Thomson, a lobbyist for the Massachusetts chapter of the National Academy of Elder Law Attorneys. “I think everybody would like some certainty on how this would play out. The sooner they issue the regulations the better.”

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