6 ideas to start saving
Set aside spare change
Many people brag about saving a down payment for a car or other big-ticket item by taking the change from their wallet each night and dropping it into a cookie jar.
It may sound silly, but this technique can actually help you amass a considerable amount. To simplify the process, many banks have coin-counting machines that will deposit your spare change directly into your account. If you start now, you may find you have quite a bit saved toward holiday gifts or other expenses by the end of the year.