Signs you're flirting with financial ruin
Are you heading for a financial fall?
Cecere recommends looking for a free, nonprofit credit counseling service, if you fit too many of these warnings. You can search for a free or low-cost counseling provider in your area by visiting the National Foundation for Credit Counseling website or by calling 800-338-2227.
Another alternative is contacting a fee-only financial planner. The National Association of Personal Financial Advisors maintains a database of fee-only planners on its website.