Debit card fees may be on the way
Maintenance fees on debit card accounts aren't yet common, so many people may not even know to scrutinize their bank statements for them. But that's expected to change in the new regulatory environment, McBride said.
Tip: If your bank begins charging a debit card fee and you don't want to move your checking account, you can always go back to carrying a credit card. As long as you pay off your balance every month, credit cards can have advantages over debit cards such as rewards programs and better protection from fraud liability.