Pay your bill by snail mail
Companies send out all kinds of notices saying you'll save money and the environment by paying bills online and forgoing paper snail-mail bills. You may save on stamps, but some of those companies then turn around and charge an online fee.
Lisa Flowers-Latorre, a marketing expert, said she pays about a $2.95 monthly fee to pay her utilities bill online and a $7 fee to make payments online for her car and home insurance.
How can you avoid such fees? You can buy a stamp and mail your payment.