THIS STORY HAS BEEN FORMATTED FOR EASY PRINTING

But some warn of a retreat by consumers

James Cash Jr. and Bill Gates were among those discussing a possible next phase of the economic crisis yesterday. James Cash Jr. and Bill Gates were among those discussing a possible next phase of the economic crisis yesterday. (David Kamerman/Globe Staff)
By Robert Weisman
Globe Staff / October 14, 2008

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The next phase of the financial crisis may be a consumer spending pullback that drags the economy into a downturn with heavy job losses, Microsoft Corp. cofounder William H. Gates III and other business leaders warned at Harvard Business School yesterday. (Full article: 814 words)

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