Sure, we should save more money, but how?

One way to save is to buy postage stamps now, before the prices go up.
One way to save is to buy postage stamps now, before the prices go up.Stephen Lam/Getty Images/File 2013

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Who doesn’t want to save money?

There are big ways to save, and small ways to save, and every January advice is dispensed about the best ways to hold on to more of our money. It seems simple enough—spend less, save more.

Here’s an easy way to save this month. Buy postage stamps now. A first-class stamp is going up 3 cents to 49 cents as of Jan. 26. If you have forever stamps on hand, they’re still good ... supposedly forever.

The Postal Service says the increase is only for two years, which remains to be seen.

Another money-saving strategy is to buy used items instead of new ones, and to put off a purchase until you’ve thought about it for a week or a month, or even a day or two.

Just about every financial guru advises drawing up a budget. In fact, says the National Foundation for Credit Counseling, only two in five adults maintain a budget and track their spending.

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