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Married couples represent the majority of home buyers, but more couples are teaming up to buy a home before they get hitched. If they ever do.
Data from the National Association of Realtors show that, on average, married couples accounted for 61.6 percent buyers from 2001 to 2011. Unmarried couples made up an average of 7.5 percent.
Although still a small slice of buyers, some unwed couples see positives to buying a home together before getting married.
Some tips, include:
Share key financial statements: bank accounts, credit cards, student loans, retirement accounts, and so on. Also share your FICO credit-worthiness scores and credit reports.
You’ll need to know of any credit blemishes that could prevent you from obtaining the lowest rate on a home loan.