What to expect if filing a homeowner's claim
Working with a contractor
You should start to find a licensed contractor to provide a written estimate for any repairs. Ultimately, you'll need to provide this to the adjuster.
The estimates should detail what materials will be used and provide an estimate of the labor costs. It's common for contractors to charge more after a widespread disaster because their work is in higher demand, so be prepared to pay extra. Materials costs can rise, if shortages develop in affected areas.
Shown: Workers in Brattleboro, Vt.