3. Work at home
Pitch: Fire your boss! We'll teach you how to make money online, assembling items at home, or being a mystery shopper.
Target: Employees tired of the same 9-to-5 routine.
Instead of getting paid, the consumer ends up losing hundreds-- if not thousands-- of dollars setting up the home business or buying equipment. In some cases, the employees unknowingly even work to fence stolen goods. The key here is to be skeptical of any situation that seems too good to be true.