2. Debt relief
Pitch: We will help you eliminate most or all of your debt for a fraction of the amount you owe.
Target: Collection of upfront fee(s) in order to "settle your debts."
If you work with the wrong people, you could be left drowning in even more debt than you started with. Your credit score could also be ruined. Make sure to fully research a company before committing to anything. You can contact the Better Business Bureau for more information.